This 2023 image provided by Amy Chadwick shows where her home used to stand after a wildfire in Lahaina, on the Hawaiian island of Maui. Chadwick moved to Florida where she could stretch her homeowners insurance dollars. She’s worried Maui’s exorbitant rental prices, which she blames in part on vacation rentals hogging up limited housing supply, will hollow out her tight-knit town by similarly forcing others to leave. (Amy Chadwick via AP)
Amy Chadwick, stands by map of Hawaii at her current home Monday, April 8, 2024, in Satellite Beach, Fla. Chadwick, a victim of the fires in Hawaii moved to Florida where she could stretch her homeowners insurance dollars while she waits for her lot to be cleared and for permission to rebuild. (AP Photo/John Raoux)
This July 2023 image provided by Amy Chadwick shows the backyard of her home in Lahaina, on the Hawaiian island of Maui. The home was destroyed in the Lahaina wildfire. Chadwick moved to Florida where she could stretch her homeowners insurance dollars. She’s worried Maui’s exorbitant rental prices, which she blames in part on vacation rentals hogging up limited housing supply, will hollow out her tight-knit town by similarly forcing others to leave. (Amy Chadwick via AP)
Amy Chadwick poses at her current home with her pets, Monday, April 8, 2024, in Satellite Beach, Fla. Chadwick, a victim of the fires in Hawaii, moved to Florida where she could stretch her homeowners insurance dollars while she waits for her lot to be cleared and for permission to rebuild. (AP Photo/John Raoux)
Amy Chadwick poses outside her current home Monday, April 8, 2024, in Satellite Beach, Fla. Chadwick, a victim of the fires in Hawaii, moved to Florida where she could stretch her homeowners insurance dollars while she waits for her lot to be cleared and for permission to rebuild. (AP Photo/John Raoux)
Amy Chadwick poses her current home Monday, April 8, 2024, in Satellite Beach, Fla. Chadwick, a victim of the fires in Hawaii moved to Florida where she could stretch her homeowners insurance dollars while she waits for her lot to be cleared and for permission to rebuild. (AP Photo/John Raoux)
This 2021 image provided by Amy Chadwick shows her home in Lahaina, on the Hawaiian island of Maui. The home was destroyed in the Lahaina wildfire. Chadwick moved to Florida where she could stretch her homeowners insurance dollars. She’s worried Maui’s exorbitant rental prices, which she blames in part on vacation rentals hogging up limited housing supply, will hollow out her tight-knit town by similarly forcing others to leave. (Amy Chadwick via AP)
This image provided by Amy Chadwick shows her neighborhood after a wildfire destroyed her home in Lahaina, on the Hawaiian island of Maui. Chadwick moved to Florida where she could stretch her homeowners insurance dollars. She’s worried Maui’s exorbitant rental prices, which she blames in part on vacation rentals hogging up limited housing supply, will hollow out her tight-knit town by similarly forcing others to leave. (Amy Chadwick via AP)
FILE – Burned cars and propane tanks with markings on them sit outside a house destroyed by wildfire, Friday, Dec. 8, 2023, in Lahaina, Hawaii. An acute housing shortage hitting fire survivors on the Hawaiian island of Maui is squeezing out residents even as they try to overcome the loss of loved ones, their homes and their community. (AP Photo/Lindsey Wasson, File)
FILE -A man sets up an umbrella in front of a Lahaina Strong informational sign, Wednesday, Dec. 6, 2023, Kaanapali Beach in Lahaina, Hawaii. An acute housing shortage hitting fire survivors on the Hawaiian island of Maui is squeezing out residents even as they try to overcome the loss of loved ones, their homes and their community. (AP Photo/Lindsey Wasson, File)
FILE – Naldo Valentine, who lost his home to the Lahaina wildfire, puts up a light as darkness falls at a housing protest on Kaanapali Beach Wednesday, Dec. 6, 2023, in Lahaina, Hawaii. A group of survivors were camping on the resort beach to protest and raise awareness for better long-term housing options for those displaced. (AP Photo/Lindsey Wasson, File)
FILE – Signs asking people to respect locals and that “Lahaina is not for sale” are seen on the side of the Lahaina Bypass, Wednesday, Dec. 6, 2023, in Lahaina, Hawaii. An acute housing shortage hitting fire survivors on the Hawaiian island of Maui is squeezing out residents even as they try to overcome the loss of loved ones, their homes and their community. (AP Photo/Lindsey Wasson, File)
FILE – People walk by a tent with a “Lahaina Strong” flag, Wednesday, Dec. 6, 2023, at Whalers Village on Kaanapali Beach in Lahaina, Hawaii, as a group of wildfire survivors camps on the resort beach to protest and raise awareness for better long-term housing options for those displaced. (AP Photo/Lindsey Wasson, File)
FILE – Carlos Lamas looks out to the sea from his spot at the “Fish-in” protest on, Friday, Dec. 1, 2023, in Lahaina, Hawaii. Lahaina Strong has set up a “Fish-in” to protest living accommodations for those displaced by the Aug. 8, 2023 wildfire, the deadliest U.S. wildfire in more than a century. (AP Photo/Ty O’Neil, File)
FILE – Hawaii Gov. Josh Green, center, points to damage as he speaks with Federal Emergency Management Agency Administrator Deanne Criswell during a tour of wildfire damage, Saturday, Aug. 12, 2023, in Lahaina, Hawaii. An acute housing shortage hitting fire survivors on the Hawaiian island of Maui is squeezing out residents even as they try to overcome the loss of loved ones, their homes and their community. (AP Photo/Rick Bowmer, File)
FILE – The Rev. Ai Hironaka, resident minister of the Lahaina Hongwanji Mission, walks in the parking lot as he visits his temple and residence destroyed by wildfire, Thursday, Dec. 7, 2023, in Lahaina, Hawaii. An acute housing shortage hitting fire survivors on the Hawaiian island of Maui is squeezing out residents even as they try to overcome the loss of loved ones, their homes and their community. (AP Photo/Lindsey Wasson, File)
HONOLULU — A single mother of two, Amy Chadwick spent years scrimping and saving to buy a house in the town of Lahaina on the Hawaiian island of Maui. But after a devastating fire leveled Lahaina in August and reduced Chadwick’s home to white dust, the cheapest rental she could find for her family and dogs cost $10,000 a month.
Chadwick, a fine-dining server, moved to Florida where she could stretc ...
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