Citigroup sells consumer bank in Philippines Citigroup Inc said on Thursday it is selling its consumer-banking business in the Philippines to UnionBank in the third of 13 planned exits from Asia franchises.... Unionbank will pay cash for the net assets of the Citi Philippines' consumer banking business plus a premium of 45.3 billion pesos, or about$ 908 million, Citigroup said.... International public equities contributed 30.7% share to gross income in 2021 as compared to 24.2% last year....

winter hardens the sharper notes of wind chimes--John Hawkhead( Bradford on Avon, UK) Selected by Michael Dylan Welch Font Size S M L Print Timeline 0....

lockdown a bunch of origami geese waiting for flight--Salvatore Tempo( Bron, France) Selected by Michael Dylan Welch Font Size S M L Print Timeline 0....

shirojki-no shaso-ni( dare) demo nakunarinu--winter's breath on the train window i become a nobody--Dhugal Lindsay( 1971--).... Readers will know its author as the usual selector, since 2017, of haiku for this column, and it is my pleasure, as guest selector, to honor Dhugal in return.... It is a common experience to become introspective when seeing one's breath fog a window, especially on a train, which symbolizes movement and change....

clear winter moon measuring the bomb crater with my feet--Dimitri N. Avgerinos( Damascus, Syria) Selected by Michael Dylan Welch Font Size S M L Print Timeline 0....

online art class--the way wind sculpts cypress trees--oana boazu( Galati, Romania) Selected by Michael Dylan Welch Font Size S M L Print Timeline 0....

abandoned well I scoop a bucket of clouds--Ken Sawitri( Blora, Indonesia) Selected by Michael Dylan Welch Font Size S M L Print Timeline 0....

morning glory erasing yesterday--Teiichi Suzuki( Osaka, Japan) Selected by Michael Dylan Welch Font Size S M L Print Timeline 0....

night haul the fishing net full of moonlight--Eugeniusz Zacharski( Radom, Poland) Selected by Michael Dylan Welch Font Size S M L Print Timeline 0....

mudflat a bicycle frame rusts in winter silence--Mark Miller( Shoalhaven Heads, Australia) Selected by Michael Dylan Welch Font Size S M L Print Timeline 0....