KUALA LUMPUR( Bernama): The Congress of Unions of Employees in the Public and Civil Services( Cuepacs) viewed that the loan repayment moratorium by civil servants should be looked at in the context of the household and not as individuals without dependents. Its president, Adnan Mat said Cuepacs acknowledged that if seen from the aspect of an individual, civil servants are not affected in terms of income. However, from the angle of the household, almost 50 per cent of civil servant spouses are no