The pay wave service doesn’t work properly and it’s very inconsistent, ” said Albert Bailey Liaw Kok Voon( pic), 26, a student at the Privolzhsky Research Medical University in Novgorod Oblast, in north-western Russia. Prices of groceries have gone up after the Russian rouble crashed to record lows.... It’s now at just about 3.6 sen to a rouble or 28 roubles to a ringgit.“ Even Russian citizens are scared and traumatised.... However, most ATMs were out of cash, ” the fifth-year medical student