They underwrite loans, lend money directly or, as in Epworth’s case, broker power-purchasing agreements with companies that own and lease solar panels so clients pay for the energy but not for the equipment.... Despite numerous community forums and more than$ 400, 000 in consulting fees, environmental advocates say results have been sluggish, hampered by disagreements among elected officials.... Most members are backed by state governments, which have bigger wallets to spend on seed funding. M