Meanwhile, from the borrower’s side, there were 271 million accounts with total loans reaching 129 billion. Most fintech customers use these services for consumption....
The ideal business capital requirement should be below the potential net profit it generates. Thus, fintech is actually targeting the urban middle class for short-term consumptive needs, compared to groups of micro-enterprises that need cheap and flexible funds....
Usually this is done by cutting administrative costs and insur
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星报-商业
2021-12-28 00:00:00.0